Merchant payment solutions

Collect customer payments, settle into your merchant wallet, and pay out with balance controls — through the portal or your API integration.

Pay-ins (collections)

Collect customer payments into your merchant wallet via card and bank transfer. Track every collection in sandbox or live, with clear statuses and reports.

  • Card & bank transfer
  • Hosted checkout via providers
  • Transaction history & export
  • Webhook notifications
Learn more about Pay-ins (collections) →

Payouts

Send single or bulk payouts to bank accounts from your available balance. Failed or exhausted balances are handled before money moves.

  • Single & bulk payouts
  • Available-balance checks
  • Payout reverse where supported
  • Clear failure reasons
Learn more about Payouts →

Settlement & wallet

See Wallet balance (T+1), Today's Collection, and Available Balance so finance teams know what can be paid out today versus what is still settling.

  • T+1 settlement view
  • Lagos (WAT) day boundary
  • Settlement bank accounts
  • Business KYC
Learn more about Settlement & wallet →

Sandbox & Live

Build and test safely in sandbox, then go live after KYC verification. The same portal and API patterns work in both environments.

  • Sandbox for integration
  • Live after verification
  • Team roles & permissions
  • API keys & IP whitelist
Learn more about Sandbox & Live →

Ready to integrate?

Open a sandbox account, review the docs, and talk to us about live commercial terms.